NEW BOOK: The Devil’s Throne


My new novel has just been released, and is available for purchase now on Amazon. 

“The Devil’s Throne.” Cover design by “Denywicka.”

I’ve just released my third self-published, and fourth overall novel, THE DEVIL’S THRONE.

Available here on Amazon for purchase, and through Kindle Unlimited. 

Here’s the synopsis:

Christian “Flick” Stevenson and his fiancé Margo Bennett are both American graduate students studying demonology. They and two colleagues and their professor are in Prague to investigate the Devil’s Throne — a mysterious chair built by members of the Occult, that supposedly can summon the Devil.

When Margo is brutally attacked, and left dying in a hospital, Flick determines to do whatever necessary to save the love of his life. Even if it means allying with the demonic forces behind the Devil’s Throne. Even if it means sacrificing others for a frightening ritual that will grant the Prince of Darkness dominion over the earth for eternity.

A modern Gothic set in the Heart of Europe. A love story that inspires even the Devil. An ancient artifact promising power and immortality, but at a deadly price.

Come in, have a seat, and enjoy…

The Devil’s Throne.


I wrote The Devil’s Throne back in 2019, right after The Lek. It’s primarily in the horror genre, as can be gathered from the front cover design, but possesses a balanced mix of dark humor. It’s inspired from such classics as Dracula and the Clive Barker novella The Hellbound Heart, that formed the basis for Hellraiser. If you like films like An American Werewolf in London, Drag Me to Hell, The Evil Dead, This Is the End, and other horror/comedies that place a little more emphasis on the chills than on the giggles, than you’ll likely enjoy The Devil’s Throne

At its heart, my novel is a love story. One centered around the question: How far would you go to save the person you love? My main character, Flick, engages in the ultimate Faustian bargain to save his fiancé, Margo, which just may bring about the apocalypse.

Good God, what some men will do for love.

I’ve always wanted to write a “romance.” Not one of those steamy ones, mind you, with some barechested sexy pirate with long hair on the front cover manhandling a swooning damsel. Something more grounded and relatable, but with a supernatural element. Something with a frightful, tooth-lined edge. Something gory, with a moral dilemma component. I’ve always liked stories where ordinary people are compelled to commit depraved acts out of necessity. 

I’m not sure where or exactly when the idea initially came to me for the novel. It was certainly during my time finishing my degree at NDSU in Fargo, ND. It might have been during one of my long walks through a bitter winter blast. Or during a class where I was wishing to be someplace else. Or maybe I just awoke with the idea one morning. 

As I usually do with ideas, I wrote out the bones of it in an email, and then sent it to myself. And there it sat for perhaps a year or two before I eventually scrounged up the flesh and blood to complete its body. 

It took me several more years to publish it. Until finally, the day came at last. This day. Now. 

I hope you’ll check out The Devil’s Throne. If you do, I hope you’ll enjoy it. 

-Dean

By the way, the artist who designed the front cover goes by the name “Denywicka” on Fiverr. He’s brilliant, and I was overjoyed at what he came up with for my novel. He specialises in high quality, detailed dark art illustration. Please check out his profile here

‘Dragged Across Concrete’ Dragged Me Across Concrete

An underrated gory gem now enjoying a resurrection on Netflix.

Source: Summit entertainment

How in hell did I miss this one? Dragged Across Concrete was largely forgotten, or lumped in with the rest of Mel Gibson’s many “geezer teasers” when it premiered in 2018.

The infamous, multiple Oscar-winning, somewhat professionally redeemed, devout Roman Catholic, and notorious anti-Semite Mel Gibson strikes pay dirt with a hard-hitting neo-noir grisly thriller. If you liked Gibson’s 1999 cigarette smoke-tinted Payback, with its clever tagline, “Get ready to root for the bad guy,” you’ll probably like this modernized pulpy drama actioner that Netflix just released on its platform.

Dragged Across Concrete hit number one on the streaming giant. And it’s not hard to see why. It’s dark, frightful, twisty, and solidly albeit unusually structured. It’s oddball narrative fits the type of style Netflix pioneered in such features as the flashback-heavy, side-character-packed Orange is the New Black, and the fast-forward-reverse of 2018’s The Perfection.

Crime thrillers are a genre that seem to excel at experimental wonky plot lines, seen most famously in Pulp Fiction. But also seen way back in Stanley Kubrick’s 1956 thriller The Killing.

Source: Summit Entertainment

Dragged Across Concrete centers on two detectives, Brett (Gibson), and Anthony (Vince Vaughn) in the fictional city of Bulwark, who get suspended when they’re recorded committing police brutality on a suspect. Faced with money woes, Brett calls upon a retired crime lord he knows, for the inside scoop on the whereabouts of any deep-pocketed drug dealers currently in town. His plan — rob the motherfucker, and use the cash to get his family out of the ghetto. Brett gets his mark, only to discover his supposedly small-time dealer target is actually part of a much bigger and deadlier heist. Dragging his partner Anthony along with him, the two dirty cops soon find themselves in over their heads against a gang of ruthless psychopathic bank robbers.

At the same time, we’re introduced to Henry Johns (Tory Kittles), who’s just been released from prison, and is looking for a side hustle himself. An associate of his, Biscuit (Michael Jai White), sets him up with a gig as the muscle for a couple of — wouldn’t you know it — bank robbers.

The two character sets converge in a propulsive and deadly third act. All the while, we’re shown the cold brutality of the bank robbers, as one of them scrounges up the money to buy an armored car by blasting away a cashier and two petty drug dealers. As well as a touching scene with a new mother trying to overcome social anxiety and return to work at her bank. A character we’re led to think will have some significance, only for her to…well, not quite fit into the robbery scheme as we expect.

“Nigger.” “Likewise.” Gibson and Kittles in a colorful exchange. Courtesy: Summit Entertainment

Dragged Across Concrete defies your standard thriller fare. It takes its time. It’s not a Point A to Point B crime knock-around, like Taken. It’s not your sophomoric dude-bro douchbag film, like Boondock Saints. There are no good guys. Its main character is racist and glibly unconcerned with the fact that his career on the streets has basically broken him as a man. Its supposed “hero” is cruely clever. Noble only in the comparative sense. Like the least offensive-smelling Dobermann turd amongst a pile of them in a junkyard. Refreshingly, it’s not afraid to depict Black city youths as menacing mongrels out to target Whitey. As opposed to merely misunderstood minors, like the media’s misrepresentations of Black police shooting “victims” like Travyon Martin and Michael Brown. Brett’s teen daughter gets splashed by orange soda by a gang of Black thugs on her way home from school early on, providing more impetus for the detective to get his family out of Dodge.

It’s also sickeningly gory in some spots. There’s one scene in particular, involving, shall we say, a crude surgical procedure, that would have been too excessive even in a slasher film.

The film is also disturbingly prescient and relevant, predating by two years the recording of Derek Chauvin’s kneeling on George Floyd until the suspect’s demise, which sparked nationwide riots in the summer of 2020.

Dragged Across Concrete is written and directed by S. Craig Zahler, who’s known for other gritty and grisly crime fare like Brawl in Cell Block 99, and the ultra violent Bone Tomahawk. Definitely worth a watch if you like smart, masculine crime films that pull no punches.

Make $500+ A Day Talking About Movies and Comic Books

Niche Knowledge #4: YellowFlash 2

Source: YellowFlash 2 YouTube Channel: https://www.youtube.com/channel/UCMrpRnyBJhgVBy3rm0K4P5w/join

Imagine if you could make a substantial living talking about Spider-Man, the Avengers, the latest adult cartoons, anime, or pretty much anything big in pop culture news.

We are truly living in the “Age of the Geek.” When it’s possible to make a six-figure income sharing news, gossip, not to mention a good bit of outrage over the latest movie and TV show news.

I’m talking about YellowFlash 2, a prominent YouTube channel in the pop culture news niche.

Overview

YellowFlash 2, named after the popular Flash villain, obviously, pumps out A LOT of daily videos about the latest developments in the entertainment industry. Specifically focusing on controversial, trending topics, and breaking news. Common subjects are Marvel movie updates, behind the scenes studio drama, celebrity meltdowns, casting shenanigans, trailer reactions, TV show ratings, and many other things.

Video updates are usually delivered with an acerbic style with a bit of sarcasm and attitude. YellowFlash 2 is very passionate about the subject matter he covers, and doesn’t shy away from speaking his mind very bluntly and honestly.

The videos are pretty simplistic. They are basically just a voice-over from the channel creator, with a slideshow-style presentation of web articles off his screen. The emphasis is more about quantity and volume, while staying on the cutting edge of the latest developments.

The channel averages about five uploads a day. Thumbnails are VERY click-baity, featuring bleeped expletives and photoshopped faces. Titles are generally meant to trigger outrage and other emotions.

Also, I’d be remiss not to point out that YellowFlash 2 generally comes from a center-right perspective, often criticizing “woke” productions, or targeting reviled figures such as Mindy Kaling or Meghan Markle, whenever they trend in the news.

At the time of this writing, YellowFlash 2 has 400,000 subscribers and over 3,400 videos uploaded to its channel.

Monetization

YellowFlash 2 has multiple streams of revenue. There’s Google Adsense revenue, of course. The chart below shows it makes anywhere from $1,300 to as high as $21,600 a month from Adsense. The entertainment niche doesn’t pay the most when it comes RPM (revenue per thousand impressions). It may only range from $2.00 to $4.00, which after YouTube takes its cut, may only amount to a few dollars or so.

Source: Screenshow from Social Blade: https://socialblade.com/youtube/channel/UCMrpRnyBJhgVBy3rm0K4P5w

But for a channel like this, it’s better to look at it from a daily income perspective. Here’s a screenshot of its earnings by video over the last few days, from 3/20 up until its latest upload as of this writing:

Source: Social Blade: https://socialblade.com/youtube/channel/UCMrpRnyBJhgVBy3rm0K4P5w/videos

As you can see, YellowFlash 2 averages somewhere around $100+ per video. At five uploads a day, that’s $500+ per day in revenue. Just from Google Adsense. Not a bad haul for a one-man entertainment news operation.

Some videos do a lot better than others traffic and income-wise depending on the subjects and whether something is hot or trending. Some have even pulled in upwards of a few thousand dollars. Most of the videos tend to get a reliable 50k–70k views, showing the channel has a strong base of subscribers who regularly tune-in to watch.

Like many YouTubers with a strong following, YellowFlash 2 has an online merch store selling everything from t-shirts, coffee mugs, hoodies, stickers, to smartphone covers.

However, I want to point out something pretty important about this channel. It also has a channel membership, ranging from $1.99 to $9.99 a month. Channel memberships can be very valuable and lucrative. Especially for channels that have a strong community following. I couldn’t find any official revenue numbers for memberships. But it’s not hard to imagine this bringing in several thousand more dollars a month. Even if there are only 500 members, that’s a minimum of $1000 a month, and possibly more if some of those members are paying for the higher tier status.

YellowFlash 2 also had a Patreon page previously, but this seems to have gone offline, or been taken down.

Niche Deets

As indicated earlier, the news entertainment/gossip/outrage niche is all about quantity over quality. It’s about clickbait. It’s about following the latest breaking news and chasing the hottend trends. This is by no means a passive “hobby channel.” It’s a full-time job.

If this sounds like a niche you’d want to try, you’d better be prepared to hustle and pump out videos constantly. You need to stay on the pulse of what’s happening as it happens.

You also need to be able to present the news with a bit of style, and be willing to employ some emotional manipulation. YellowFlash 2 is not a popular Youtube channel just because it delivers the latest news. Anyone can do that. It’s also popular because it appeals to an audience of comic book and movie fans that agree with its “anti-woke” (whatever that may mean) ethos. That audience may interesect with the red pill community, MGTOWers, and other communities that generally skew younger and male.

I point this out not because I necessarily agree, follow, or are part of those communities. But because it’s important to understand the TYPE OF AUDIENCE you are trying to appeal to with your content. You have to think about your potential audience’s perspective. Ideally, you want to start a channel that matches your personality and beliefs, and hopefully find an audience of like-minded folks. As YouTube shows constantly, there’s a community out there for just about everything and everyone.

Summary

Click-bait news, controversy, and hot takes are not for everyone. But like YellowFlash 2 demonstrates, this can be a very lucrative niche to get into for the right personality. Given the tone and style you portray, it’s probably worth considering using a pseudonym and staying faceless.

Another thing to consider, is that whenever you are straying into the world of controversial topics and celebrities, you run the risk of attracting a lot of negativity and nastiness. Meaning things that can get your channel demonetized, suspended, or even outright banned. This is especially true if you are taking certain political or social stances. Even just sharing some types of news can bring out the haters, no matter how milquetoast you are. YouTube is getting increasingly strict about these sorts of things. But opposing sides have also been known to brigade enemy channels, getting them deleted, and their owners canceled or doxxed. So beware.

All the risks aside, news content of all stripes is only going to continue in the direction of video, especially from community-specific channels like this one. If this sounds like the type of niche for you, there’s certainly lots of room for more voices.

Famous Hollywood Directors as Classic Disney Characters

Made with Midjourney

Lately, I’ve gotten into Midjourney AI art, as well as Dream by WOMBO.

What is Midjourney? It’s an AI program that basically creates anything you ask it to create. Dream is another similar program. There are a bunch of these AI art programs out there. Just recently, Microsoft also released Visual ChatGPT.

I’ve begun using it for making pics for my articles on here and Medium.

I even got a monthly subscription for Midjourney after I surpassed the trial limit on pics. You can use the service for free to make about twenty visuals. After that, the subscription has different tier levels. I went for the cheapest one for now, at $10 a month. That allows me to make 200 visuals a month. But the rate I’m going, I might need to upgrade my subscription at some point.

Rather than being afraid of AI, as I’ve noticed many writers and artists have become, I think it’s best to embrace the new technology. It’s similar to the rapid growth of the internet. Even though the web has obviously displaced a lot of print publications, it still made enormous opportunities for digital publications. Those companies and people who adapted survived. I used to work in the printing industry, so I’m well aware of how that entire industry consolidated, and then shrank to its current state, under the power of the internet.

New tech is always scary at first. And who knows, maybe ChatGPT displaces a lot of writers on the web. But I don’t think so. I don’t think any computer program can fully replace a unique human voice that offers value and insight. Pointless listicle articles and Buzzfeed-style nothingburger content that adds little but obnoxious ploys for clicks? Yes, I can see that getting turfed out the door. As it deserves. But valuable human-to-human interaction is never going away.

There are a bunch of advantages to using Midjourney for pictures on Medium, also. One, there’s no copyright issues. Two, you can make pictures that are more unique, and reflect the theme or subject of your article better. Three, it’s very cheap with a monthly Midjourney subscription. You could even get them for free if you are able to stick with the trial. And finally, it’s freed me from having to use generic photos from sites like Pexels, which I often found unsatisfactory.

I’m not saying I won’t ever use real photos again. A good (human-made) photo is still a marvelous thing. I just like having more control over how I present the look and tone of my articles. Midjourney and Dream, my two AI sites of choice at the moment, give me that sense of control. And the results are actually really good. As I stated in a tweet some time ago, AI art is sometimes like extracting abstract imagery out of someone else’s consciousness while they’re dreaming, of particular objects. It can be strange and surreal. But AI visuals can also be realistic and striking.

Except for human hands. For some reason, AI hasn’t nailed the intricacies of the human hand.

Anyway, here’s a video/slideshow I made with Midjourney photos. The prompts I used involved portraying different famous Hollywood directors as classic Disney characters as hand drawn illustrations. I think Tarantino turned out the best. Though Spielberg is a close second.

In case you didn’t know, AI art reimaginings has become a popular niche on YouTube. People are posting things like Family Guy characters in real life. Or Batman as a dark ’80s fantasy. And many other variations. I wanted to test out my own idea.

Please give it a watch:

Make $5000+ a Month With This Fun, Musical Niche

Niche Knowledge #3: White Bat Audio

Source: https://www.youtube.com/@WhiteBatAudio

Synthwave music has become a popular subgenre of original music on YouTube.

Synthwave is electronic, sort of like modern techno music, generally free of or with limited lyrics, that reflects a certain theme or mood, and often meant to evoke the sci-fi, horror, or action movie genres. It contains themes such as “80’s crime thriller,” “cyberpunk,” or “dark dystopian.”

It’s great to listen to while exercising, studying, getting into the “zone,” or even just relaxing.

Overview

White Bat Audio writes great, original, royalty free and copyright safe synthwave compositions. The artist Karl Casey asks that they be credited “Karl Casey @ White Bat Audio” if their music is used. White Bat Audio’s music can’t be used for remixes, re-recordings with vocals, or simply re-uploaded under another name. However, their music can be used for things like YouTube videos, livestreams, video games, and podcasts, with proper attribution. This even includes videos/projects that are monetized.

Whole albums and songs are available for download on their website, as well as on sites like Spotify and Bandcamp.

White Bat Audio is an active producer, generally uploading content every few days. Their videos come with striking, possibly AI-generated artwork, that makes for very bold and clickable thumbnails, that reflect the mood/genre of the music.

Fo example, here’s a screenshot from a video titled “Cyberpunk Darksynth Remix — Brainscan.”

Source: https://youtu.be/Y_tMyeyBslI

As of now, the channel has 570 uploads, and 135,000 subscribers. Its most popular video, a two-hour Synthwave mix called “L.A. Sunset” has 1.8 million views.

Monetization

According to AK Records, a recording studio based in Albania, musical artists can earn about $6 USD per 1000 impressions on YouTube, from Google Adsense ads. Artists can also generate income through YouTube’s Content ID, which only works for original music. Content ID automatically scans for whenever someone uploads a video using an artist’s music, and then pays the artist a cut from that video’s ad revenue.

Social Blade estimates that White Bat Audio currently makes anywhere from $344-$5,500 a month just from Adsense revenue, and upwards of $66,100 a year. But that’s only one part of the overall revenue potential one can generate in a music niche.

Source: https://socialblade.com/youtube/c/whitebataudio

In addition to selling their music in downloadable packs, White Bat Audio also sells clothing merch on their website.

The channel solicits donations to a PayPal address on its videos.

Interestingly, it does not make use of affiliate links to music or related products. Companies like Bose, and chain stores like Target have affiliate programs, which could potentially provide another source of income for an artist like White Bat Audio. But the channel appears content with its current monetization set-up.

Even without taking advantage of affiliate links, it’s likely the channel till makes a strong, livable income from its music. White Bat Audio uploads frequently enough to indicate the creator either works on the channel full-time, or at least as a dedicated hobby. And there’s no putting a price on the satisfaction that comes from seeing your work used and enjoyed by others.

Niche Deets

Obviously, the synthwave music niche is not for everyone. You have to be able to write music using software or on instruments. But it does show that talented musicians and artists can find a strong and lucrative following on YouTube, no matter how “small” or unusual their particular niche. I had no idea the synthwave subgenre even existed until very recently, and since then, I’ve become a fan.

However, like many other content niches, finding success on YouTube in the music space requires consistency and patience. White Bat Audio has been uploading since June 13, 2017, but only saw significant growth after about three years. Check out the charts below to see what I mean:

Source: https://socialblade.com/youtube/c/whitebataudio/monthly

Views and subscribers didn’t start to ramp up until around late 2020, early 2021. Unlike other niches like cryptocurrency, that can experience sudden massive upticks in popularity whenever Bitcoin starts mooning or a crypto news story goes viral, the growth of a musical subgenre is likely to be more steady and incremental.

And, of course, YouTube is not the only platform in the game. Spotify has a massive user base. According to Ditto Music, Spotify pays anywhere between $0.003 to $0.005 per stream. That’s $3-$5 per 1000 views. There’s the potential for “double-dipping” revenue by cross-posting between YouTube and Spotify, and other platforms as well. Carl Kasey also has almost 62,000 monthly listeners on Spotify in addition to his large YouTube base. And some of his songs, like “Hackers,” have almost 900,000 streams. Even at the low end of the scale, at $0.003 per stream, that might equate to around $2,700 for just the one song, on Spotify alone.

Looking at White Bat Audio’s YouTube, Spotify, download, merch, and PayPal donation income, it’s not hard to see the artist bringing in a six-figure annual income. If the brand used affiliate links, that income could potentially be way higher.

Summary

Synthwave may not be the most lucrative niche to get into speaking strictly in business terms, but that’s besides the point. White Bat Audio makes great original music that millions of people enjoy, and offers their music for free for other content providers to use in their projects.

Based on the views and subscribers charts above, the future looks bright for the channel, and for others in the same space. If you’re a musician or an artist of any kind, YouTube is a powerful platform to use for distribution and exposure. Securing a reliable income may take some time. But once you’ve built even a small audience, there are all kinds of opportunties to leverage that following and become a succesful, working artist.

The Advantages of a Debt Free Life

Breaking the golden credit shackles is like having a super power.

Made with Dream by WOMBO

Nowadays, debt has become so commonplace it’s practically considered a rite of passage. You’re an oddball if you aren’t loaded to the gills with monthly payments.

This wasn’t always the case. Many decades ago, the typical person rarely had high debt. They didn’t even have access to credit. They lived within their means, more of less out of necessity.

But now it’s become expected to go through life chained up by the golden credit shackles. People routinely have $700+ monthly car payments so they can drive to the grocery store in style. Owe tens of thousands of dollars on student loans for degrees so they can sit in front of a computer all day. Take out jumbo mortgages for McMansions. And run up the plastic for the new Air Jordans.

Sadly, many people are actually dependent on debt just for everyday expenses like fuel and food.

Many Amerians live in high cost of living areas, where rent and living expenses can comprise 50% or more of their annual budget. This makes it harder to avoid using credit to keep above the cost of living. Many blame the “necessities” of life, like a college education, or cars, as an excuse for debt. And for sure, for some people, it’s a necessary evil.

Over a decade ago I was in that camp myself. I had almost $17,000 in defaulted student loan debt. Debt for which my wages were being garnished roughly $200 every pay period to go toward a mountainous principle. I ran the numbers one day. Factoring in interest, it was going to take about five years to pay off my debt. At the time, I was only making about $35,000 a year, so these payments represented almost 15% of my annual income. For me that was big. It literally made my have to budget to the dollar. Every month. And all for a college degree I didn’t even finish.

Then there was my auto loan. That was about $280 a month. For a car I was more or less forced into buying. I lived in Philadelphia but worked in New Jersey. Not exactly a commute you can make through public transportation. Because I was financing the car, that made my insurance rates jump by almost $100 a month. On top of that, I had bridge toll to pay for the privilege of reentering the City of Brotherly Love. That amounted to $25 a week. I ran the numbers one day on all that, too. And I realized I was literally breaking even. I was going to work so I could make enough to drive a car, so I could keep going to work to pay for that car. Someone call Sisyphus and tell him he’s just been outdone.

On top of all that, my used car was a financial landmine. Every three to six months I could count on something going bust, and needing $500-$1000 or more of repairs to fix. There were the regular oil changes, annual inspections and emissions test (a requirement in Pennsylvania), and the fluctuations in gas prices.

Due to the tightness in my budget, it made it virtually imposible to save money or invest. I remember one night lying in bed feeling good for a change because I had all of $500 scraped together in my savings account. The accumulation of three months of savings. Then that week my car’s electrical system had a nervous breakdown, and that $500 flew out of my hands faster than Sonic the Hedgehog chasing after a golden ring.

:::sad slide whistle:::

But nowadays, after a lot of hard work, sacrifice, a cross-country move, and a job change into a better industry, I’m completely debt-free. I’ve been liberated from the golden shackles for over five years now. The only credit I have is a single credit card, which I use to streamline multiple subscription costs (including Medium), and make sure to pay off every month. I don’t care about reward points, airline mileage, or the fact that I can save 5% at a Ruby Tuesday’s when Jupiter aligns with Saturn.

If people expended the mental energy they waste trying to game credit card reward systems on things that would actually make them wealthy — like learning a business niche or picking up a side hustle — they likely would have far few problems. Not to mention have more money.

I’m not a Dave Ramsey apologist, to be clear. Debt has its uses. Keeping a good credit score can save you thousands on mortgages. Like most, you’ll likely need a mortgage at some point, so you might as well put yourself in the right position for when that day comes. Debt isn’t necessarily evil like the One Ring. It’s a tool that if used properly, can yield great benefits.

However, being free of unproductive consumer debt is something I embrace whole-heartedly. That means no revolving credit card debt, no personal loans, lines of credit, furniture store payment plans, most student loan debt (unless you’re pursuing a legit degree with a real ROI), no brokerage margin, auto loans, or anything else where you’re buying something that loses value. I don’t care about the Ford Expedition Road Buster 5000. I’ll drive my senior vehicle until the wheels come off.

I see the logic in the wealthy’s “Buy, Borrow, Die” tax-avoidance strategy. But there’s something very personally satisfying about powering your present and future on your own steam.

Nothing beats owing nothing.

Since becoming debt-free, I’ve observed a litany of benefits and positive side-effects in my life and in my general outlook. And if more people were aware of them, this current toxic culture of credit would evaporate.

Peace of Mind

This is the strongest benefit. Without your mental health, you’re really up a creek, no matter what else you’ve got going for you in life. I can remember at night tossing and turning, thinking about some imminent bill. Or going to the grocery store and anxiously waiting in line to see if my credit card would be approved while checking out. Or the stress of seeing my paycheck widdled down due to the garnishment, to the point where I wondered if I’d even have enough to live.

By freeing up my mental space that had been obsessed with my debt problems, I had more time to properly focus and enjoy other interests. Reading, writing, and going on trips. It also makes me less concerned when there are serious dips in the market, the threat of recession, or potential job market issues. I know I don’t carry any excess costs. It’s not hard to support yourself when you only have basic bills, like rent, food, and utilities. It’s only when you add a bunch of pointless debt payments on top that the slightest tremor in your life can cause everything to crash down.

More Money for Investments

The first step toward getting wealthy is obviously securing a form of income. Usually that’s in the form of a job or business. The second, and no less important, is eliminating all unnecessary debt out of your life. Many people are cavalier about this step. They tell themselves, “A good defense is a good offense,” and choose to plunge right into investing when they start making some money.

I understand the temptation. But the reality is investing is a long-term game with a lot of ups and downs. Debt payments are permanent, minus declaring bankruptcy or a miracle student loan forgiveness deal. The sooner you knock out a debt, the sooner your income is guaranteed to increase. But an investment is not guaranteed to go up in value, or increase your income. The great stock market bull run we had from 2009 through the end of 2021 made everyone feel invincible. Buy the dip. “Stonks” only go up. That may be true in the macro. But the micro level can still mean multiple years before seeing serious returns on your investments. Especially nowadays, as we’ve entered an era of higher interest rates and quantitative tightening.

Removing needless debt has a very positive compounding effect when it comes to building cash flow for investing, too. And that can mean helping you get to the point of financial independence a lot sooner. Supposing you were able to devote 50% of your income toward investing. How much faster would that get you to retirement, or to another phase of your life?

Motivated to Buy Less Stuff You Don’t Need

As I’ve written before, I’m a Cheap Ass Mofo. Not a so-called “minimalist.” I drive a senior vehicle, almost never eat out, and generally live a modest life. I even make my own pizza, just to avoid having to pay $7-$10 for that lickable cardboard they sell at the store.

Of couse, you can’t cheap your way to wealth. Wealth is all about growth, not just trying to live like a monk and waiting for your investments to fly to the moon. But I’ve found that since paying off a heavy amount of debt that once afflicted you prompts profound psychological changes. It’s like I’m a “debt refugee,” refusing to go back to that chaotic land of interest payments and late fees. You become more cost-conscious and aware. You start seeing the world of expenses more like Neo at the end of The Matrix. You see the innumerable insidious attempts companies make on your wallet, while often exchanging very little of value in return.

You start to become more focused on value, because you see material purchases not in terms of strict dollar amount, but instead corresponding to your labor, your time, and ultimately, your own ethical code. It’s why I rarely eat at fast food restaurants. Why would you overpay to get underfed with junk that clogs your arteries? I’d rather skip a meal, or buy one of those bland individual tuna packets.

Focus More on Experiences

Now, with all this saving money and talk of building wealth, you’d think I’d be advocating a number-crunching analysis on every transaction, down to the penny. Far from it. Once you train your mind to pre-screen out the nonsense whizz-bang marketing and promotional squawking behind many products, you start to redirect toward holistic and experiental expenditures. Toward more personally fulfilling activities. I’ve been able to go on trips back home to visit family, buy books, begin building a YouTube channel, even fulfilled a goal of sky diving, among other things, because I don’t have a giant albatross of debt hanging around my shoulders. I’m not saying you can’t do some of those things while deeply in debt. I’m saying that you want to put yourself in a position where you always have the freedom to maneuver how you want.

You Have More Control Over Your Life

Here’s the deal. No matter how well you prepare, life is going to upend you with its unpredictability at some point. A family member will get sick, or you will. You’ll have an emergency expense, like having to replace a major part in your car. Someone will trip on your sidewalk, and decide to sue you for their own clumsiness. Your partner may leave you, or tragically pass away. You’ll get laid off, or furloughed. We just saw a global pandemic and the entire economy get shut down. WWIII could hit. Who knows.

I’m not trying to sound pessimistic. I’m actually more of an optimist. But life has too many twists and turns to just blunder ahead acting as if everything will be fine. Even if you live the simplest life imaginable, you’ll still age. And age can bring complications and health issues. Staying out of debt frees up your income to enable you to better handle whatever life can throw at you.

Many people may say they don’t have a choice when it comes to debt. They have to go to that school. Buy that car. Take that vacation. And live that lifestyle they think they should. But that supposedly inevitable “that” is actually the fulcrum of the mindset shift. It is a choice. I didn’t have to move across the country and start over in a new state and a new industry. I could have stayed where I was. Broke, in debt, with little prospects. I chose not to. And it wasn’t easy. I wound up living out of my car for a bit. One day the only reason I was even able to eat was because I happened to find a crumpled dollar on the ground. The wind had blown it there. And one dollar, combined with some loose change in my pocket, was enough for me to buy two donuts at the supermarket.

Eventually it all worked out. Even though I still need to work for a living, I’m still freer than most. I owe nothing now. I hope that if you can’t already, that someday you’ll be able to say the same. 🙂

Make $10k+ a Month Talking About Cryptocurrency

Niche Knowledge #2: Altcoin Daily

Source: https://www.youtube.com/@AltcoinDaily/about

By most accounts, crypto is still in a bear market. But not if you’re in the business of doing daily updates on the crypto space.

Niche Knowledge, the series devoted to exploring lucrative business niches that real people have found real success in, next takes a look at the rapidly growing YouTube channel Altcoin Daily.

Overview

This is a channel that I, like many others, discovered around the beginning of the last crypto bull market — roughly late 2020. But since then, the channel is still chugging along nicely.

Altcoin Daily, as the name suggests, uploads daily news recaps, opinions, and interviews with experts about all things cryptocurrency. The channel was started by brothers Aaron and Austin Arnold back in January, 2018. That was back in the depths of the last crypto recession, when Bitcoin fell as low as around $3,400 a coin, and Ethereum was as low as $85. Talk about starting at the “worst” possible time. But like many businesses that become uber successful, Altcoin Daily took advantage of the crypto freeze, and began building its brand.

Since its start the channel has grown to almost 1.3 million subscribers, and become a powerful voice in the crypto space. The brothers have interviewed the likes of Raoul Paul, other popular YouTubers like BitBoy Crypto, Benjamin Cowen, Robert Breedlove, and many others.

Their videos provide not only timely updates, but important context that makes the high-tech crypto world accessible to everyday listeners. They are big crypto investors themselves, and have demonstrated a keen insight into the space, offering neutral, largely hype-free analysis.

Monetization

According to Social Blade, Altcoin Daily currently makes anywhere between an estimated $953 — $15,200 per month, or $11,400 — $182,900 per year, from Adsense.

Source: Social Blade

However, like many crypto channels, Altcoin Daily utilizes affiliate links a great deal, which certainly adds significantly to the site’s bottom line. Affiliate deals include companies like Coinbase, Ledger, and events like Outer Edge and the convention Bitcoin 2023 being held in Miami Beach.

The only merch the channel currently sells is a simple pint glass, through Spring. Typically brands try to hawk t-shirts, hats, and other apparel. But Altcoin Daily seems content with keeping things basic on the merch side.

Altcoin Daily also has a significant following on Twitter that nearly matches its YouTube subscription army. The brand has 1.3 million followers, and tweets out on a daily basis.

Niche Deets

The videos on the channel reliably get tens of thousands of views. Usually ranging between 50k to the low 100k mark. Interestingly, none of their videos have yet to crack the million view mark. Their most watched video is “How Much Cardano (ADA) Do You Need to Become a Cryptocurrency Millionaire in 2021?” featuring Bitboy Crypto, with 726,000 views. This proves you don’t need videos to go viral and get millions of views if you’re trying to make a go of the YouTube game. You just need to pump out content consistently, and let the YT algorithm do its work.

Of course, it helps if you’re in a good niche like cryptocurrency, which is a space that’s only going to grow more over time.

Altcoin Daily’s thumbnails are eye-catching and somewhat clickbaity, making sure to usually include a human face. The YouTube algo tends to like seeing faces in the thumbnail.

Source: Screenshot of Altcoin Daily

The channel’s stats over the last few years tell an interesting story. Here’s a screenshot of a chart from Social Blade:

Source: Social Blade

As you can see, during the end of the last crypto bear market, through the end of 2020, Altcoin Daily experienced steady but largely flat growth. Then when the bull market kicked in demonstrably at the end of the year, and the beginning of 2021, the channel hockey sticked upward. But since the the boom cycle ended, Altcoin Daily has plateaued into its slow and steady rate of growth.

These charts show the strength and the weakness of the crypto news niche. Bear markets are tougher to grow in. Bull markets may be easier to find traction, but they last for briefer periods. So if you’re looking to start a channel or site devoted to cryptocurrency, you’d better be prepared to stick it out for the long haul. Especially now, with the asset class still down, and a looming possible recession and near-certain continued interest rate hikes on the horizon.

From an SEO/keyword angle, a crypto channel gives you the opportunity to rank for brand new coins and tokens just as they’re released, provided you’re staying up to date with the latest news. Imagine if you’re among the first, or even the first, to break a story on a new crypto project. And say that project takes off down the road. You might be the beneficiary of that rising tide, catching some of the traffic that builds off the growth of that project. Nowadays, it’s a tall task to rank for well-known high cap coins. But that doesn’t mean you can’t keyword capture the more niche projects out there before they potentially get big.

Summary

Overall, this a channel I like for its plain, soft-spoken, and reliable uploads. As of now, Altcoin Daily has posted over 2,000 videos. That shows remarkable dedication. But the end result has been a channel that thus far has gained 158 million views, and counting.

While it’s impossible to know exactly how much the channel makes from affiliate sales, between those and Adsense revenue (and sales of pint glasses), it’s not hard to imagine Altcoin Daily making several hundred thousand dollars a year. That’s impressive when you consider that many big news outlets are laying off employees and struggling to even stay afloat. Not bad for two brothers who started a simple channel talking about their favorite topic cryptocurrency just five years ago.

Screenplay Review — Hen’s Teeth

Fiction Affliction #3 — A review of spec screenplay Hen’s Teeth, by Krishan Patel

“Tara.” Made with Midjourney

Genre: Body Horror

Logline — A woman must escape the medical facility awakening reptilian traits recorded in her DNA from our distant evolutionary ancestors as a full scale transformation takes effect.

About — This is a screenplay a writer sent to me to review. The following review is an edited version of my feedback.

Writer — Krishan Patel

Length — 86 pages

For amateur screenwriters, or really for any type of writer, one of the best ways to learn the craft is to trade scripts with other writers, and provide critiques. Or at least read a lot of scripts and novels, both pro and amateur. As Stephen King said in On Writing, “Read a lot, write a lot.”

Hen’s Teeth is the second screenplay I’ve reviewed by Patel, and it inspired a good deal of feedback. That may be because it’s within a genre I enjoyed a lot in the past—body horror. Though nowadays, as I’ve gotten older, I’ve become more squeamish about things like gore, disease, and violence. But that doesn’t mean I can’t have an occassional glimpse at the grisly genre. So, here’s my review of Krishan Patel’s Hen’s Teeth.

Hen’s Teeth is basically a body horror thriller in the vein of Cronenberg’s The Fly, 2009’s Splice, or more recently, the 2019 horror film Eli. Stylistically, it leans more psychological and clinical instead of showing excessive gore/physical horror, though it certainly has its share of visual shocks and surprises.

The story is centered on a young woman named Tara Steventon, who since birth has suffered from an unusual affliction/illness that has made her different from other people. This difference is not necessarily readily apparent, but something people, including her own mother, pick up on more unconsciously. Due to this subtle strangeness, she’s shunned by schoolmates and peers. And even somewhat by her own mother, who keeps her distance, and doesn’t even have pictures of her daughter in her house. Tara’s one friend is the loyal and good-hearted Melanie Watkins, who grows up with Tara, and helps her to live a “normal” life. This includes going out clubbing, where in the beginning Tara is picked up by a male suitor. But prior to engaging in a one night stand, the male pulls away, and abruptly leaves, evidently put off by Tara’s uncanny different-ness. Tara vomits up something unnatural, and then ends up in the hospital. The medical staff can’t make heads or tails of her condition, and it becomes evident Tara has made her rounds in the hospital before.

Desperate to fix, or at least understand her “illness,” Tara goes to a resort/medical facility advertised online (and seen earlier on her computer), with her best friend Melanie tagging along. Upon arrival, she is greeted by Eleanor, an elegant and dedicated scientist who runs the facility/“temple retreat,” who appears to know more about Tara’s condition than she lets on. Eventually, Tara comes to learn that she’s “suffering” a form of atavism, which is, as Eleanor puts it is a “reemergence of our biology of traits from our animal ancestors.” This has caused Tara to reclaim reptilian/lizard characteristics, such as vomiting up an inhuman fluid, having an unusually-shaped skull, and possessing traces or components of venom in her blood. But rather than “curing” Tara, Eleanor has the more sinister goal of perfecting or enhancing Tara’s specialized DNA. Through the use of treatments and medical therapy, Eleanor is able to induce a radical transformation in Tara’s body that seems to work in stages. At about the midpoint, Tara goes through a major transformation, losing her skin just like a snake. However, this is only partial progress, and Tara is left a human/snake/reptile hybrid inside a vivarium, awaiting Eleanor’s final phase. The eccentric doctor intends to take Tara’s transformation all the way, by turning her into a human-snake creature, including surgically removing her limbs and fixing her spine so that Tara can slither and function just like a real snake would. At the same time, Eleanor intends to transform (or become “realized”) herself alongside Tara.

Meanwhile, Melanie wanders around the temple, where she encounters various “patients,” who call themselves the “Brothers and Sisters of Hen’s Teeth.” A group of people who operate similarly to a cult, and who evidently are in various stages of transformation to mammalian, rat-like creatures. However, Eleanor sees these earlier experiments as mere stepping stones to her grand opus, Tara. After framing Melanie for torching the mammalian creatures, Eleanor tries to win Tara over by convincing her to go through with the transformation in accordance with the mad scientist’s grand vison. But Tara turns the tables, and outmaneuvers the doctor, leaving her to die, while using her reptilian abilities to save her friend, who is injured by the mammalian creatures. All the while, a young girl named Sian, a former test subect of Eleanor, and the doctor’s daughter, interviews Tara and Melanie’s family’s to gather information, and returns to the temple under the guise of needing lodging, while in reality trying to warn the two best friends of her mother’s sinister agenda.

Overall, I enjoyed Hen’s Teeth. Body horror and the medical thriller genres appear to be in Patel’s wheelhouse. Hen’s Teeth fits the type of tone you’d expect in a body horror type movie. Patel has mentioned being a big fan of Cronenberg and other similar directors. And this story is much in that style that the writer/director is so famous for. I’ve not seen his latest film, Crimes of the Future, though the synopsis for that movie dovetails with Hen’s Teeth somewhat.

In Hen’s Teeth, I could understand for the most part what Patel was going for. It has the requisite scares and visual horror elements that you want to see in something like this. It builds slowly. There is the initial glimpse of the hen with teeth, then the mother with the multiple rows of nipples. Finally working up toward Tara’s snake-like transformation at the midpoint. Then the mammalian attacks on Melanie where she’s forced to flee with the fire extinguisher. And finally the glimpses of Tara’s “final form,” as imagined by computer screens, at the end. In addition, I felt that Patel generally staged the different scenes pretty well, especially with the temple layout. Cleverly, he tied in the atavistic scientific component thematically with the visual design of the temple, which combines the old and the new.

But most importantly, he centered the story around two best friends looking out for another, whose relationship is nearly torn apart by Tara being seduced into Eleanor’s grand scheme.

Eleanor, by the way, is a good character, being deceptive, but also a maniacal “mad scientist” type. I also liked Sian, Eleanor’s sort of daughter, who wants to stop her mother, but is internally conflicted.

“Eleanor.” Made with Midjourney.

Where I struggled with Hen’s Teeth was chiefly in understanding Eleanor’s motivation, and the purpose of her experimentation. In Eli, for instance, Eli is being subjected to the procedures in order to (spoilers if you haven’t seen it) suppress his demonic side, as he’s the literal son of Satan. In effect, his parents and the facility are trying to save the world from him and his father. In Splice, the couple is trying to create new hybrids for medical use, and for fame. In The Fly, the fly transformation is accidental, of course. Seth is really trying to perfect teleportation. Seth later attempts to merge himself with the pregnant Veronica as a crude means to hold on to his lost humanity. “More human together than I am alone,” as he hauntingly says. Eleanor states that she wants to be “realized,” while preparing to conduct the final process on Tara. She clearly is obsessed with atavism and inducing old DNA to resurface in her subjects. But to what end? Does doing this enable these people to live longer? Does it give them any real benefit over remaining human? It appears her treatments actually hurt more than help. No matter how sinister her plan might be, there should be some underlying logic to what she’s doing. It appears she’s more doing it out of obsession and a kind of scientfic fetishism. Which wasn’t enough for me. It would make sense if atavism led to medical breakthroughs. Or added decades to someone’s life span. Or if Eleanor had some deeply personal motivation. Think of Dr. Frankenstein’s numerous encounters with death that drive him to understand the nature of death and dying, and how to overcome it. Without that needed dimension to Eleanor’s plan, the story loses a lot of substance.

Another aspect that hampered the story for me was Sian’s investigation into Tara and Melanie’s background by visiting their parents. These scenes added some important info about Tara’s childhood, yes, but in mostly an expositional manner that slowed down the narrative. Is there a more visual way to share this information? There was also something I found questionable. The story about Tara’s peers actually giving her vomit to drink, and Tara not noticing, was confusing. Why would Tara having suppressed reptlian DNA make her unable to detect that she was consuming human vomit? Reptiles and snakes eat bugs and small creatures like mice and rats. It would make more sense if Tara had been seen eating a bug or rodent by the others girls. And also, I would expand on exactly why the mother and the girls don’t like Tara. It’s stated that they sense something is off about her. Tara doesn’t have a normal “baby smell” to the mother, for instance. But if Tara has reptilian DNA that occassionally assets itself, this could be shown in a more explicit and understandable way.

Also, when introducing characters, it’s important to try and establish their relationships right away. I didn’t realize that Ruby was Tara’s mother when she visited her in the hospital. I initially thought Ruby was a nurse, or an aunt (due to her age). It wasn’t until later it’s revealed she’s her mother.

Even though there are some good visuals in this script, I don’t think it goes far enough. And that’s mostly because there are many instances where it falls back on exposition instead, or showing something on an iPad or computer. Going back to The Fly, that has a really shocking final sequence, where Seth fully transforms into his fly self. Or you think of An American Werewolf in London, where there’s the violent and climactic Piccadilly Circus sequence with the werewolf. In Eli, the boy eventually is able to defend himself, and fights back against his captors, and frees himself, though the ending in that one does peeter out somewhat. Hen’s Teeth ends rather anti-climactically, as well as ambiguously. I’m not sure what Tara and Melanie’s outcome is at the end.

Regarding the temple, I also wasn’t sure exactly why and how Tara came to know about it, and why she was drawn specifically there as a possible cure. Nothing is stated about it that would necessarily indicate that this is the place she should go. So it comes off as more as coincidental that it just happens Eleanor is running the place. It would make more sense if Eleanor is a widely known geneticist or something with a public reputation. A celebrity scientist, if you will, who is working on the cutting edge of biology research and such. Maybe Tara sees an interview with Eleanor on TV. Or perhaps Sian acts as Eleanor’s emissary, seeking out candidates for her mother’s research, and after recruitng Tara, the girl suffers a bout of conscience when she realizes her mother’s full agenda.

I would lean in more on the relationship between Melanie and Tara, which is the main emotional core of the story. I’d develop that relationship further, as well as the characters. The characters act more now as functionaries of the narrative. Existing to move the plot points along, or serve as exposition vehicles. But they should have their own motivations and background that fully flesh them out.

But overall, I’d encourage Patel to keep going with rewrites, and consider submitting this to contests or sites like Scriptshadow. Best of luck to him.